Finance

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Finance

Meeting savings goals does not mean you have to open multiple savings accounts

With a single saving offering embedded in the account, account holders can opt for a single investment that covers short-term, long-term, and wealth-building opportunities at the same time.   A shift in thinking and services has accompanied increasing digitization and electronic delivery. The focus is now on reducing the want for different accounts and offering […]

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Finance

8 Expenses to Factor Into Your Home Budget

Your home budget, also known as your household budget, is the money you set aside that will go toward essential living expenses. It’s critical to budget your finances to only spend what you can afford and reach your savings goals.  You can guess what kind of things go into a home budget: rent or mortgage, […]

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Finance

How to Stay Calm When Dealing With Financial Stress

Have your money problems become so dire that you find yourself searching “I need financial help immediately?” We get it. You’re in a tight spot, and you’re panicking. Hearing that you’re not alone doesn’t really help, and you aren’t sure what to do while you’re not thinking clearly.  Take a breath. Financial stress can be […]

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Finance

How to Stay Calm When Dealing With Financial Stress

Have your money problems become so dire that you find yourself searching “I need financial help immediately?” We get it. You’re in a tight spot, and you’re panicking. Hearing that you’re not alone doesn’t really help, and you aren’t sure what to do while you’re not thinking clearly.  Take a breath. Financial stress can be […]

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Finance

5 Instant Business Loans for Small Business Owners

Starting a business and being your own boss can be fulfilling. At the same time, it could also be overwhelming, especially when you’re facing unforeseen expenses. Small businesses facing cash flow issues often need to gain access to a small business loan with instant approval to address any unanticipated expenses. It could be a sudden increase in […]

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Finance

4 Step Guide to Follow: Applying for a University Loan in South Africa

Education post-18 is a different world than schooling so far, and a vast majority of that is to do with the fact that the individual involved in the schooling is now (in most cases), considered an adult. Up until this point, education decisions were made almost entirely by the parent involved and not the child; […]

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Finance

6 Creative Ways to Save Money in College

College is a rather challenging and adventurous period of our lives. We’re beginning to feel the real meaning of independence. We’re on our own for the first time, and most of us are trying to make it without anyone’s help. And, since money is always an issue, you should learn how to save money while […]

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Finance

The Difference Between Net Pay and Gross Pay: A Basic Guide for Your Business

Understanding how to handle payroll for your small business can easily turn into a nightmarish quest. Different kinds of pay, deductions and labor laws all need to be considered and handled properly.  To stay on top of legal requirements and payroll rules, you just have to start tackling the essentials one by one. Grasping the […]

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Finance

Insurance risks that woman face

Woman’s Month presents an opportunity for South African woman to step back from prioritising everyone else’s risk before their own and, instead, understand – and intelligently cover – what is important to them.  As a wife and a mother, “I know how easy it is to worry about whether your children’s varsity vehicles, laptops or sports […]

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Finance

6 Clever Ways to Make Money While Studying

Many college students face serious financial problems, research shows. In order not to put a strain on their parents, many of them decide to look for a job and start making money. However, finding a job is not easy for a college student. Your goal is to find a job that supplements your income and, […]

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